This 5-bed, 4-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Thoughtfully planned, the interior provides 6,579 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.36 acres, creating a comfortable setting for outdoor living and weekend gatherings. Practical parking available makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. With approximately 139 days on the market, this home is well positioned for the next owner. Currently offered at $799,900, this home delivers a strong combination of space, condition, and location.