Welcome to this 3-bedroom, 2-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 2,188 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.63 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. This home has been available for approximately 11 days and continues to attract interest. Currently offered at $237,500, this home delivers a strong combination of space, condition, and location.