This 3-bed, 2-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Inside, the home offers 1,983 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Outside, the property offers approximately 0.5 acres, giving ample room to relax, play, or plan future outdoor projects. With parking available, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. Just listed within the last few days, this home is already drawing attention. At $429,000, this home is well positioned for buyers seeking value in Monticello.